The economics of the buy here, pay here industry have changed dramatically over the last ten years. Today, operators are putting over ten times more money on the street with each sale! As a result, you can’t afford to make underwriting mistakes which cost you millions of dollars.

Subprime Analytics was developed to analyze your portfolio performance using data mining and extraction technology. This product enables us to "drill down" into your portfolio data to evaluate your underwriting practices and the vehicles you are selling. Computerized analysis is the most effective way to analyze portfolio’s performance!

Can you answer these five questions about your portfolio?

1. The rate of return on your investment?
2. How much of your financing profit do you really collect?
3. What portfolio losses can you expect in the future?
4. How can you reduce your future losses?
5. How does your portfolio performance compare with the rest of the industry?

What Subprime Analytics does...

1. Performs Static Pool and Loss to Liquidation Ratios!
2. Performs the return on your portfolio investment.
3. Shows you how much of your profit you actually collect.
4. Graphs loss trends to help you identify meaningful patterns.
5. Stratifies your losses so you can understand them.
6. Benchmarks your portfolio results against a recognized national database.
7. Interfaces with most dealer software applications. Click here for a listing.
8. Identifies specific ways you can improve your underwriting.
9. Helps you raise capital and projects future cash flow and profitability.