F.A.Q.



What type of report will I receive from this analysis?
Upon completion of the analysis, you receive a comprehensive report showing:
  1. Loss statistics
  2. Loss trends
  3. Your portfolio performance
  4. Database "drill downs" which evaluate all aspects of your underwriting.

In addition, we have added an executive summary to help you quickly understand the results of our analysis. Examples of this summary are shown on this website.



Will you discuss the results with us?
Yes, we personally discuss all aspects of our analysis by telephone after we finish our report.


What will I have to do so that you can perform this analysis?
Subprime Analytics has arranged an automated integration with most of the dealer management software systems. Therefore, you merely authorize the delivery of this information to us and we do the rest!


What benefits can I expect to receive?
In addition to improving your underwriting and reducing you future losses, you will:
  1. More accurately be able to predict your portfolio losses in the future. This enables you to more accurately predict future profitability and cash flow.
  2. Financial institutions frequently require this information before making you a loan.
  3. You can use the study to develop your own custom credit scoring system.
  4. You can use the analysis to determine a fair price for your portfolio and appropriate discounts.
  5. You can determine how much of your profit you will receive upon repossession.


Is it cost effective?
Absolutely, because it is all done electronically, this analysis can be done very efficiently and cost effectively. Most analysis can be performed for only $3,000.


How long will it take you to get your report after you begin?
Generally, we can analyze and issue our report within 10 business days.


How can I find out more before I decide?
Carefully study the information on this website and call us with questions. We can refer you to our customers who can share their experiences with you.


Will this analysis improve my collections?
Our experience has been that better underwriting results in improved collections. This product makes you a better underwriter.


How often should I run this analysis?
We recommend that our analysis be performed periodically. Many of our clients prefer us to run it quarterly.


Is it cheaper if you run the analysis more than once?
Yes, discounts are available when you engage us to run it twice or more.



Copyright (c) 2008 Kenneth Shilson & Associates, PC. All Rights Reserved. Subprime Analytics is a trademark of Kenneth Shilson & Associates, PC.