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About: Ken Shilson

Kenneth B. Shilson, CPA, is President of Subprime Analytics,, a consulting company which provides subprime portfolio analysis services and custom credit scoring solutions (Profit Max). Subprime Analytics utilizes state-of-the-art data mining and extraction technology in order to identify loss trends and areas for underwriting improvement. Questions can be directed to him at Ken Shilson is also founder of the National Association of Buy Here, Pay Here Dealers (NABD) – and Convention Chairman of the upcoming 2012 NABD BHPH Dealer Academy May 14-16, and the 2012 NABD BHPH National Conference May 16-18, both at the Venetian/Palazzo in Las Vegas, Nevada.

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Recent Posts by Ken Shilson

Learn From Your Year End Losses – Don’t Repeat Them!

With the close of another year, most Buy Here, Pay Here (BHPH) operators will evaluate last year’s performance by comparing their results with the past. Most often, these comparisons consist of identifying the changes between the last two years for the following: number of units sold, gross sales revenues (in dollars), outstanding dollars in their Continue Reading

Ten Reasons To Use Subprime Analytics

FACILITATES ACCESS TO CAPITAL – Subprime Analytics independently provides credible performance metrics to capital providers thereby enhancing your ability to raise capital. IMPROVES YOUR UNDERWRITING – Our analysis enables us to “drill down” into your portfolio data and evaluate your underwriting practices, all the vehicles you are selling, and the customers who are buying them. Continue Reading

2012 East Coast Conference Underwriting Mistakes Presentation

Download the 2012 East Coast Conference Underwriting Mistakes Presentation by Ken Shilson here

2012 East Coast Conference Benchmarks Presentation

Download the 2012 East Coast Conference Benchmarks presentation by Ken Shilson here.

Scoring, Analytics & Collections

Download the presentation Ken Shilson made at the Innovate 2012 AutoStar Users Conference. Click here for a .pdf version of the presentation.